Auto

Having an auto insurance policy is about way more than just staying legal on the road. It’s important to understand your options and build a policy that meets your true needs.

Auto insurance encompasses a wide range of products, including:

• Cars, Trucks, SUVs/Crossovers, Vans
• Classic/Antique Cars
• Motorcycles/Scooters/Golf Carts
• ATVs
• Boats
• Jet Skis/Personal Watercrafts
• RVs/Travel Trailers/Motorhomes
• Trailers

An auto policy is composed of multiple types of coverages, including:

• Liability – coverage for others and property in the event you are found responsible for a collision
• Uninsured/Underinsured – coverage for you and your property in the event another party is responsible and they don’t have coverage/enough coverage
• Medical Payments (MedPay) – coverage for you and others (including pedestrians) that are injured
• Personal Injury Protection (PIP) – same as MedPay, but also includes coverage for loss of wages
• Comprehensive – coverage for your vehicle from losses other than collision (hail, animals, falling objects, etc.)
• Collision – coverage for your vehicle from losses resulting in a collision
• Rental Car Reimbursement (Loss of Use) – coverage that will pay per day up to a certain amount for the use of a rental car due to a covered loss of your primary vehicle
• Roadside Assistance – coverage for towing and labor, fuel delivery, lockout service, flat tire assistance and more
• Endorsements (subject to availability):
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Deductible Waiver
  • Vanishing Deductible
  • New Car Replacement
  • Gap Coverage
  • Pet Injury Coverage
  • Ridesharing
  • And More!