The purpose of liability insurance is to protect you and your business from claims resulting in injury to people and damages to property. There are many forms of commercial liability including:
- General Liability – “slip and fall”
- Professional Liability – also known as Errors & Omissions (E&O) or Malpractice
- Cyber Liability – data protection, restoration and identity theft
- Products Liability – for items you sell and manufacture/create
- And More!
Liability insurance, in general, is designed to safeguard:
- You
- Your Employees
- Your Contractors & Subcontractors
- Your Business
- Your Customers
- Your Vendors
Texas Independent Insurance & Risk Management 