Auto

No matter the type of business, we have solutions to match your needs. It’s important for business to be covered properly, so we always recommend reaching out directly to ensure we understand the ins-and-outs of your operation. Do you do do delivery? Do you operate rented vehicles? Do your employees use their own vehicle for business purposes? These are just some of the very important questions surrounding the type of commercial auto policy you may need.

An auto policy is composed of multiple types of coverages, including:

• Liability – coverage for others and property in the event you are found responsible for a collision
• Uninsured/Underinsured – coverage for you and your property in the event another party is responsible and they don’t have coverage/enough coverage
• Medical Payments (MedPay) – coverage for you and others (including pedestrians) that are injured
• Personal Injury Protection (PIP) – same as MedPay, but also includes coverage for loss of wages
• Comprehensive – coverage for your vehicle from losses other than collision (hail, animals, falling objects, etc.)
• Collision – coverage for your vehicle from losses resulting in a collision
• Rental Car Reimbursement (Loss of Use) – coverage that will pay per day up to a certain amount for the use of a rental car due to a covered loss of your primary vehicle
• Roadside Assistance – coverage for towing and labor, fuel delivery, lockout service, flat tire assistance and more
• Endorsements (subject to availability):
  • Drive Other Car Coverage
  • Hired Auto Coverage
  • Non-Owned Auto Coverage
  • Garagekeepers
  • Cargo
  • Trucking